{"id":6,"date":"2019-10-20T04:10:54","date_gmt":"2019-10-20T04:10:54","guid":{"rendered":"https:\/\/www.texasdentistryterrell.com\/blog\/?p=6"},"modified":"2019-11-20T04:13:22","modified_gmt":"2019-11-20T04:13:22","slug":"valuable-insurance","status":"publish","type":"post","link":"https:\/\/www.texasdentistryterrell.com\/blog\/2019\/10\/20\/valuable-insurance\/","title":{"rendered":"Don\u2019t Let Time Run Out on Using Your Dental Insurance!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.texasdentistryterrell.com\/blog\/wp-content\/uploads\/2019\/11\/cost_saving_man_holding_tooth_and_coins__1572952643_62490.jpg\" alt=\"man holding tooth and coins\" class=\"wp-image-7\" width=\"310\" height=\"206\" srcset=\"https:\/\/www.texasdentistryterrell.com\/blog\/wp-content\/uploads\/2019\/11\/cost_saving_man_holding_tooth_and_coins__1572952643_62490.jpg 800w, https:\/\/www.texasdentistryterrell.com\/blog\/wp-content\/uploads\/2019\/11\/cost_saving_man_holding_tooth_and_coins__1572952643_62490-300x200.jpg 300w, https:\/\/www.texasdentistryterrell.com\/blog\/wp-content\/uploads\/2019\/11\/cost_saving_man_holding_tooth_and_coins__1572952643_62490-768x512.jpg 768w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure><\/div>\n\n\n\n<p>During this time of the year, many people are preparing for\nthe holidays and working tirelessly to complete any unfinished business. A\nlocal dentist says there\u2019s something else that should be at the top of their\nlist of priorities, though: to get in for a visit. Otherwise, they run the risk\nof wasting their dental insurance and enduring a host of unnecessary <a href=\"https:\/\/www.texasdentistryterrell.com\/dental-insurance.html\">dental\nhealth<\/a> issues. Continue reading to find out why there is such an urgency to\ntake action now, and how patients can save money by being more proactive!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">A Time-Sensitive Matter<\/h2>\n\n\n\n<p>For most dental insurance plans, coverage renews on January\n1<sup>st<\/sup>, 2020. Thus, any benefits from the previous year that go unused\nwill be lost. The good news, though, is that by getting in for a visit before\nthe year ends, any unfinished dental work can be completed. This is especially\nimportant for patients who\u2019ve already met their yearly deductible (usually\naround $50), as their benefits can immediately be applied to any eligible\ndental treatment. <\/p>\n\n\n\n<p>This is also an excellent time to get in for the first visit\nof the year. Therefore, patients can kick-off the new year with a fresh start\nto their oral health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How the Typical Plan is Structured<\/h2>\n\n\n\n<p>The most common type of dental plan is the 100-80-50\nstructure. The following explains the coverage ratios:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Preventive <\/strong>\u2013 To experience the best oral\nhealth possible and to avoid the need for complex dental treatments, it\u2019s a\nmust to visit a dentist for cleanings and checkups semi-annually. With most\ndental insurance plans, at least one of these visits will be completely\ncovered.<\/li><li><strong>Basic <\/strong>\u2013 Procedures like fillings and root\ncanals generally fall under the classification of basic care, and dental\ninsurance will typically cover up to 80% of the cost.<\/li><li><strong>Major <\/strong>\u2013 A more complex form of treatment\nlike the placement of a dental crown is usually considered to be major care,\nwith dental insurance covering up to 50% of the cost.<\/li><\/ul>\n\n\n\n<p>The moral to the story here is that one can never go wrong\nby being proactive and visiting a dentist for preventive care. In doing so,\nmany mishaps can be side-stepped and patients can get far more value from their\ndental insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Window of Opportunity is Open<\/h2>\n\n\n\n<p>Whether you need to step-up your oral hygiene habits or you\nhave dental work that needs to be completed, there is no time like the present\nto take action. By contacting a local dentist to schedule a visit today, you\ncan end the year on a positive note, save some money and have the peace-of-mind\nof knowing that your oral health is up to par!<\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Christopher Lam is a graduate of Tufts University School\nof Dental Medicine. As a husband and father, he understands how valuable dental\ninsurance is for the entire family. Thus, Dr. Lam encourages his patients to\ntake full advantage of their benefits by getting in for a visit at Texas\nDentistry. He can be reached for more information through his <a href=\"https:\/\/www.texasdentistryterrell.com\/contact.html\">website<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"During this time of the year, many people are preparing for the holidays and working tirelessly to complete any unfinished business. A local dentist says there\u2019s something else that should be at the top of their list of priorities, though: to get in for a visit. Otherwise, they run the risk of wasting their dental insurance and enduring a host of unnecessary dental health issues. Continue reading to find out why there is such an [&hellip;] <a class=\"read-more\" href=\"https:\/\/www.texasdentistryterrell.com\/blog\/2019\/10\/20\/valuable-insurance\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Don\u2019t Let Time Run Out on Using Your Dental Insurance!<\/title>\n<meta name=\"description\" content=\"With the end of the year near, have you taken time to fortify your dental health and maximize your dental insurance? If not, here\u2019s why you should act now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.texasdentistryterrell.com\/blog\/2019\/10\/20\/valuable-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don\u2019t Let Time Run Out on Using Your Dental Insurance!\" \/>\n<meta property=\"og:description\" content=\"With the end of the year near, have you taken time to fortify your dental health and maximize your dental insurance? If not, here\u2019s why you should act now!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.texasdentistryterrell.com\/blog\/2019\/10\/20\/valuable-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Texas Dentistry\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/texasdentistryandbraces\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-20T04:10:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-20T04:13:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.texasdentistryterrell.com\/blog\/wp-content\/uploads\/2019\/11\/cost_saving_man_holding_tooth_and_coins__1572952643_62490.jpg\" \/>\n<meta name=\"author\" content=\"texasdentistryterrell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"texasdentistryterrell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/\"},\"author\":{\"name\":\"texasdentistryterrell\",\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/#\\\/schema\\\/person\\\/d5d28a6b45c11ac514f2914a52a840ba\"},\"headline\":\"Don\u2019t Let Time Run Out on Using Your Dental Insurance!\",\"datePublished\":\"2019-10-20T04:10:54+00:00\",\"dateModified\":\"2019-11-20T04:13:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/\"},\"wordCount\":511,\"publisher\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/cost_saving_man_holding_tooth_and_coins__1572952643_62490.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/\",\"url\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/\",\"name\":\"Don\u2019t Let Time Run Out on Using Your Dental Insurance!\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/2019\\\/10\\\/20\\\/valuable-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.texasdentistryterrell.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/cost_saving_man_holding_tooth_and_coins__1572952643_62490.jpg\",\"datePublished\":\"2019-10-20T04:10:54+00:00\",\"dateModified\":\"2019-11-20T04:13:22+00:00\",\"description\":\"With the end of the year near, have you taken time to fortify your dental health and maximize your dental insurance? 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